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Food Truck Insurance in Seneca and Clemson, SC

You rely on your food truck for more than just a means of transportation to your job—you need it to run the business, too, and that makes it vital to ensure that your truck has the coverage it needs if something goes wrong.

Food trucks are one of the most unique risks to insure because they occupy many insurance categories simultaneously, and different trucks often serve different purposes. Since food truck insurance is still new market, our agents are doubly careful when listening to what you're actually doing and looking for the policy (or set of policies) that can provide you with the best possible coverage.

In addition to covering everyone who works inside the vehicle, most companies in need of food truck insurance require some form of restaurant insurance and commercial auto insurance as well.

Restaurant Insurance as Part of a Food Truck Insurance Package

Many states consider food trucks to be a form of restaurant, which affects everything from what safety regulations they must follow to how and where they must register in order to do business. Additionally, as a mobile business, food trucks often have to contend with different restrictions in their different service areas. All of the legal aspects of owning a food truck ultimately mean that it's important to have the right insurance as a restaurant and be able to handle any claims that come up for issues like sanitation and how safe it is to move in and around the vehicle.

Commercial Auto Insurance That Protects Your Food Truck

Food trucks also need to acquire commercial auto insurance to help protect against problems like theft, fire, electrical hazards, and vehicle breakdown. Standard vehicle insurance is not sufficient when a truck is being used for commercial purposes.

As the owner of a food truck, you know just how hard it is to keep your business running. Your goal is to protect your business as much as possible while keeping your expenses manageable, and Chudyk Financial Services and Insurance Group agents keep that in mind when they work with you to find the policy that best matches your needs. Don't hesitate to ask about other options or how much insurance you actually need—you might be surprised by how much you could save.

 

1. "The Legal Side of Owning a Food Truck." Entrepreneur. 2015. Accessed April 12, 2016. https://www.entrepreneur.com/article/233386.

2. Marshall, Tiffany. "7 Challenges Food Truck Owners Must Overcome." Bindo POS. 2015. Accessed April 14, 2016. https://bindopos.com/blog/7-challenges-food-truck-owners-must-overcome/.

Our Location

Chudyk Financial Services and Insurance

916 East North First Street
Seneca, SC 29678
Main office: 864-606-3589
Fax: 864-882-1045

Our Providers

Testimonials

I have been with Nationwide since I was in my 20's and I have been well pleased with every aspect. I look forward to many more years to come.

kdrhodes
Very pleased with my service. Great customer service, easy to work with, overall a great experience!

MVance
We needed to get rental insurance while we built our new home. Chuck was quick, knowledgeable, and very helpful with our needs.

Juliekdrn
David and his staff have been great in assisting in every way! Always available and very knowledgeable about any situation.

GalinaH
All insurance companies pretty much have the same products to offer. What sets this agency apart is the unsurpassed customer service. The ENTIRE staff including David himself make you feel like you are their ONLY customer. I chose this agency not because their prices were lower but because of the service I received. I have been with this agency going on 2 years and the level of service has never changed. This tells me they not only wanted my business they want to keep my business. If you are looking for auto/home/life insurance or financial services, do yourself a favor and give this agency a shot, you won't be sorry!

SCGirl
These guys know that sometimes you meet with rough edges in life and they never falter to assist with giving me the proper information on any changes or new savings I might get. Would not switch to another store if you PAID me too!! Always friendly, Always provides a solution to any problem!

ZoesMama
I have been with Nationwide since 1998. With David Chudyk for many years since my original agent retired. I have been extremely happy with this agent and his staff. They are very nice, professional and always help me any way they can. Customer for life.

Sheryl2112
David researched an insurance question for me and provided a thorough answer. When I responded with an additional question, David politely instructed me where to find that information in the material he had already provided. Quite kind and patient and clearly knew what I needed. In addition, he was able to respond at a time that was definitely beyond the bounds of the normal business day. Thanks . . .

henryj
5/5 great service. nice to get someone on the phone when you need to.

Daniel321
eveybody is so nice and welcoming at the david chudyk agency , i would recommend him to anyone and everyone !! the front desk girl cassie if very nice and always does what she can to help .

Anonymous
My husband recently had some issues, as a result of an error with the Virginia Dept of Motor Vehicles. The issue was clearly their fault. My husband showed up at David Chudyk's office after hours and Mr. Chudyk opened the office back up to help him. It took over 3 weeks to have the issue resolved, but Mr. Chudyk and his staff faxed, refaxed and refaxed again the paperwork that they needed as well as made numerous phone calls. I appreciate David Chudyk and his staff for helping my husband straighten this issue out. I feel that they went above and beyond for us.

jagibson
During an exhausting search for a better price with my clients insurance for Business and personal. I was extremely aware that David was not only considerate but helpful in guiding me to the right coverage at the best possible pricing.. He has went beyond any other agent in my past 25 years has done to ensure that this office and my clients personal coverage was not only what the required but what they needed. In a world of law suits coming for all directions having someone to guide you in what is necessary is what I call above the bar service. Also I am in Cashiers NC and he had no problem servicing our needs from his Seneca SC business office. I plan to let everyone know what an excellent individual / company he is to work with! Again. Thank You David and staff.

Rice
This is.one of the best offices aroun they are very nice and helpfull. I would recomend this for anybody:D

Evan
I have worked with David over the last year. He has shown me that his main goal is to provide excellent service and adequate coverage to his clients. Recently, I spoke with a current customer of David's who spoke very highly of David's consultative selling approach. In fact, he said that he knows David will always take care of him and make sure he has all the coverages he needs, no more and no less.

Anonymous
David and staff are always responsive to my requests for information and policy changes. My preferred channels of communication are email, phone, and text message, but usually not an office visit. The Chudyk agency has always responded to my requests and needs in a timely manner regardless of which method of communication I use to contact them. Thus far, my experience with Nationwide and the Chudyk Agency have been positive.

sburrell